Navigating the military-to-civilian transition

Last week, we asked our LinkedIn network what financial questions were keeping them up at night.  While we received a nice collection of topics via email that will provide fodder for future posts, we received one that was particularly relevant after a personal...

Military: SGLI and SOES Beneficiary Designations

SERVICEMEMBERS’ GROUP LIFE INSURANCE (SGLI) Beneficiary Designation If you are a military member with SGLI, please take a moment to read this public service announcement. Last week I spoke with an Air Force squadron commander about SOES (SGLI Online Enrollment...

Traditional vs. Roth IRA: Which is Best?

As you might know, Brandon and I are former fighter pilots. Brandon flew the F-16 and I flew the F-15E during our service in the Air Force. We each have an affection for the specific aircraft we flew, but if you were to ask us which fighter is “best,” our honest...

S Corps vs C Corps: The Alphabet Soup of Business

All corporations start out as C Corporations. To create a corporation, you need to file articles of incorporation with the secretary of state (department of state) in the state where you want to create it. The articles of incorporation include the corporation’s basic...

Real estate investments: The cap rate

When evaluating potential income producing real estate investments, you should consider a property’s capitalization rate, also known as the “cap rate.” What is a cap rate? It is a figure representing an investment’s rate of return. A property’s cap rate also gives you...

The TWS DIY Financial Plan Part 5 – Your Investments

After a decent hiatus (but one that brought some other interesting blog posts), we want to return to the DIY financial plan with an installment on investments. Here’s the catch:  We can’t provide investment advice here on the blog.  But we can provide general...