We believe that our approach to wealth management should be as hard-working as our clients and reflect their zest for life, passions, and purposes.

Do what you love... outsource the rest.

A financial plan sets the course; ongoing guidance and portfolio management keep you headed in the right direction.  We believe that life should be enjoyed without the burden of financial uncertainty, and that our clients’ time is better spent pursuing their passions and purposes.   As business owners, we’ve come to believe in the adage of “do what you love and outsource the rest.”  We believe in being our clients’ outsourced Chief Investment Officers.

From a numerical perspective, working with a comprehensive financial advisor (not just someone who invests your money) can add the equivalent of 3% additional return per year¹ and help investors achieve a 22.6% higher level of spending in retirement.²

Sources:
1.  Vanguard, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha,” 2016

2.  Morningstar, “Alpha, Beta, and Now… Gamma,” 2013

Our Blog Posts

Join us as we share our thoughts on planning, the markets, and other bits of research that spark our curiosity.

If you’re interested in accessing our “deeper dive” premium posts, be sure to join our exclusive content list here:

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These posts are for educational purposes only, and are not to be construed as an offer to sell, or the solicitation of an offer to buy, securities. We often display hypothetical results based on backtests. The results of our simulations should not be relied upon for predicting future performance and is not a guarantee of actual performance.

The “weak” before Christmas?

In lieu of a clever poem, we'll turn on a re-run of the Grinch and call it good.  As we wind down a traditionally quiet week of market activity heading into the Christmas holiday, we're not quite ready to admit that 2016 is almost finished.  Time flies when you're...

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Trumpamania…?

In lieu of an image of the presumptive President-elect tearing his shirt, we've decided to rely on the classic "Hulkamania" mental picture.  It's probably best left that way. Nevertheless, the relentless skyward movement of U.S. stock indexes and the concurrent...

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You’re fired hired.

As the world prepares for Donald Trump to assume his position as President of the United States, we've seen the stock market react violently -- both up and down.  Additionally, bonds can't seem to find any shelter from the recent sell-off, and although we believe...

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Rural Main Street’s Tough Road Ahead

We recently spent some time on the other side of Colorado (where some clients call the "right side of the Rockies") in an area dominated by commercial agriculture and historically economically reliant on energy and mining.  Our trip reminded us of a often-overlooked...

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Is the classic 60/40 portfolio dead?

If you've read any of our posts, you know that we tend to avoid certainties -- especially when variables can be vastly different depending on the context of the situation.  One man's trash is another man's treasure, as the saying goes... well, perhaps that's poor...

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Volatility Is Back

After 43 days of failing to move 1% in either direction, the S&P 500 index fell about 2.5% last Friday, September 9th.  From a technical perspective, not much harm was done – although we would argue that after spending so much time in the doldrums, Friday’s move...

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Insurance as an investment: caveat emptor

Before we get too carried away with this week's post, we have to admit that we avoid dealing in absolutes.  One of us has been humbled (humiliated?) after claiming that an F-15E could never beat an F-16 in basic fighter maneuvers, so we recognize that black swans may...

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Investment advisory services are offered through Targeted Wealth Solutions, LLC, a registered investment adviser offering advisory services in the State of Colorado and other jurisdictions where registered or exempted. Registration as an investment adviser does not imply a certain level of skill or training.