Two things happened recently that motivated me to write about the opportunity costs associated with running a business. First, my fifth grader received her results from the state-level exams last year and while glancing through the Social Studies concepts, I noticed...
I’ll admit that I struggled with the title — surely there’s a better pun to be used here, but it eludes me. In all seriousness though, a Charitable Remainder Trust (CRT) can be a powerful financial planning tool, especially when certain tax and...
This week we’ve been helping a client roll an old 401(k) into her new plan with her current employer. In case you need a refresher, there are four options for your 401(k) — or other qualified plan — that you have when you leave a job: Leave it in...
Welcome back to the Targeted Wealth Solutions series on building your own financial plan. This is part 4 in the series and you’re in the home stretch. If you missed prior installments please feel free to check our previous blog posts at...
That’s right. Math. Here’s the deal: If you’re an independent contractor or freelancer (no matter part-time or full-time), you’ve probably had some headaches over irregular income. The good news is that you can improve your budgeting and...
I have a 2000 Toyota Tacoma. It may be the best thing since sliced bread (unless you ask my wife, who I have a feeling rolls her eyes behind my back as I exhaustively list the virtues of the truck). The top coat is fading or completely missing in some spots —...
