We believe that our approach to wealth management should be as hard-working as our clients and reflect their zest for life, passions, and purposes.
Do what you love... outsource the rest.
A financial plan sets the course; ongoing guidance and portfolio management keep you headed in the right direction. We believe that life should be enjoyed without the burden of financial uncertainty, and that our clients’ time is better spent pursuing their passions and purposes. As business owners, we’ve come to believe in the adage of “do what you love and outsource the rest.” We believe in being our clients’ outsourced Chief Investment Officers.
From a numerical perspective, working with a comprehensive financial advisor (not just someone who invests your money) can add the equivalent of 3% additional return per year¹ and help investors achieve a 22.6% higher level of spending in retirement.²
Sources:
1. Vanguard, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha,” 2016
2. Morningstar, “Alpha, Beta, and Now… Gamma,” 2013
Our Blog Posts
Join us as we share our thoughts on planning, the markets, and other bits of research that spark our curiosity.
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These posts are for educational purposes only, and are not to be construed as an offer to sell, or the solicitation of an offer to buy, securities. We often display hypothetical results based on backtests. The results of our simulations should not be relied upon for predicting future performance and is not a guarantee of actual performance.
Risk on / Risk off
(Image copyright 1984, Columbia Pictures) This past week (Mar 14-18) brought some new data to the market and significant central bank commentary that has added a little more fuel to the "risk on" fire, with the S&P 500 index finishing flat for the year on Mar 17,...
Warnings, Cautions, and Notes
We've mentioned before that we appreciate a good checklist: just enough structure to make sure you don't set the jet on fire, and enough latitude to exercise critical thinking and sound judgment to solve the innumerable problems that inevitably arise during flight. ...
The Risk Number & You
Our blog posts are back after a brief hiatus, and we're excited to provide a little more insight into our risk tolerance assessment process. We've had several questions about it, so we wanted to give a more in-depth look into the science behind risk and the Risk...
Signs of life?
Major indexes closed the week on a positive note; however, the waters are still murky when we look beyond the ticker and at the health of developed economies (even the U.S.). While we certainly aren't alarmists, we're certainly skeptical when it comes to free...
A gentle primer on factor investing
(Bo Jackson image from SportsWorldNews.com) My adopted brother-in-law is obsessed with a football game on his iPad. In this game, time is irrelevant -- he can draft players across decades at the peak of their performance; personalities are non-existent -- Philip...
Ask your advisor…
While we certainly enjoy market and economic commentary, we also like to spend time on financial planning concepts and best practices. One of the largest reasons we started Targeted Wealth Solutions was to bring a higher standard of integrity to financial services. ...
Why all this recession fuss?
Unless you've successfully avoided digital, print, televised, or radio media about the health of the economy lately, you've probably heard the term "U.S. recession" tossed around. While it's true that recent market gyrations have increased anxiety, this week's equity...
The WoodenBoat School and Benchmarking
My grandfather -- a radiologist by profession and a craftsman by divine calling -- took me to Brooklin, Maine over the course of two summers to learn how to build wooden boats. Like most once-in-a-lifetime experiences of my youth, I didn't fully appreciate the life...
Big Trouble in Big China?
Photo by Archive Photos/Getty Images - © 2013 Getty Images After last week's market volatility and sell-off (that continued into this week), investors are again focused on Chinese economic data. The scenario was similar to August, when PBOC interventionism and yuan...
The market 2015: Should old acquaintance be forgot? Probably.
As 2015 winds down and the market makes its final close, the major indices will go down in the history books with forgettable performance. The S&P 500 ended down .73 percent, the Dow Jones Industrial Average sunk 2.2 percent, and the NASDAQ managed a positive 5.9...
Investment advisory services are offered through Targeted Wealth Solutions, LLC, a registered investment adviser offering advisory services in the State of Colorado and other jurisdictions where registered or exempted. Registration as an investment adviser does not imply a certain level of skill or training.