We believe that our approach to wealth management should be as hard-working as our clients and reflect their zest for life, passions, and purposes.
Do what you love... outsource the rest.
A financial plan sets the course; ongoing guidance and portfolio management keep you headed in the right direction. We believe that life should be enjoyed without the burden of financial uncertainty, and that our clients’ time is better spent pursuing their passions and purposes. As business owners, we’ve come to believe in the adage of “do what you love and outsource the rest.” We believe in being our clients’ outsourced Chief Investment Officers.
From a numerical perspective, working with a comprehensive financial advisor (not just someone who invests your money) can add the equivalent of 3% additional return per year¹ and help investors achieve a 22.6% higher level of spending in retirement.²
Sources:
1. Vanguard, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha,” 2016
2. Morningstar, “Alpha, Beta, and Now… Gamma,” 2013
Our Blog Posts
Join us as we share our thoughts on planning, the markets, and other bits of research that spark our curiosity.
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These posts are for educational purposes only, and are not to be construed as an offer to sell, or the solicitation of an offer to buy, securities. We often display hypothetical results based on backtests. The results of our simulations should not be relied upon for predicting future performance and is not a guarantee of actual performance.
Where’s the growth?
With the dog days of summer upon us and the election ahead of us, we entered August with the expectation that the month would prove to be interesting and volatile. To be fair, the year so far has been interesting and volatile, so perhaps August will surprise us with...
No Bregrets?
While we won't win any literary contests with our Brexit + Regret mashup, we felt it was an appropriate title given the market's reaction to the UK referendum to leave the European Union. If anything, market myopia seems to be rapidly switching risk sentiment based...
2nd Quarter Investor Perspectives
We have released our 2nd Quarter Investor Perspectives as our Briefing Room submission. In it, we cover the global economy, the markets, and estate planning basics. Please contact us at info@targetedwealthsolutions.com to receive a copy of our quarterly report....
Guest Post – “Estate Planning is for Everybody, Prince and 20-Year-Olds Included”
The following article was written by Mr. Lynn Bird, the Estate Planning Section Head at Caplan and Earnest LLC. Caplan and Earnest is a Boulder, Colorado-based law firm that provides estate planning counsel as well as representation across many other practice areas. ...
Did the Fed just take the summer off?
While it was tempting to comment on June 3rd's dismal U.S. employment situation report last week, we wanted to wait on this week's data from the labor market conditions index, productivity, and job openings reports. In the meantime, however, the market effectively...
Memorial Day
There are few things more powerful than watching the missing man formation -- a flying salute to a fallen comrade that concludes with the number 3 aircraft executing an abrupt vertical climb, disappearing into the sky, and providing a somber reminder that that...
Of Fighter Pilots and Millennials
Before we get to the "food for thought" behind this week's briefing title, let's take a look at the a few data points since our last post. In our previous briefing, we hypothesized that the Fed's Hawkish commentary for a June rate hike may be more posturing to manage...
When Doves Cry (Fed Edition)
...with apologies to Prince. The last 10 days brought a flurry of Hawkish dialogue from a number of key Fed personalities; specifically, Dennis Lockhart, Dennis Williams, and Eric Rosengren. For those who are confused over the Dove and Hawk designations, the easiest...
Where do we go from here?
The previous two weeks have provided a good amount of economic data and we'd like to spend some time summarizing the information and looking ahead into the summer months. Now that 90% of S&P 500 companies have reported earnings for Q1 2016, we can look back on...
Where are the individual investors?
Since the week of February 15th, the S&P 500 has only had two down weeks; in fact, the resilience of this market continues to impress us as we sort through the economic data and underwhelming earnings reports. However, the one thing that continues to be missing...
The “Disney Dash” and the value of planning
After a week "off" at Disney World, the briefing room is back in session with some perspectives on the benefits of a good plan. For those who have endured a Disney park with small children, you probably know all too well that there's no real "off" time when it comes...
Peddling fiction
(Image copyright 1969, BBC) One of my first exposures to British comedy came courtesy of our local PBS station and reruns of Monty Python's Flying Circus. I've found that Monty Python is pretty polarizing when it comes down to it: either folks appreciate the absolute...
Investment advisory services are offered through Targeted Wealth Solutions, LLC, a registered investment adviser offering advisory services in the State of Colorado and other jurisdictions where registered or exempted. Registration as an investment adviser does not imply a certain level of skill or training.