We believe that our approach to wealth management should be as hard-working as our clients and reflect their zest for life, passions, and purposes.
Do what you love... outsource the rest.
A financial plan sets the course; ongoing guidance and portfolio management keep you headed in the right direction. We believe that life should be enjoyed without the burden of financial uncertainty, and that our clients’ time is better spent pursuing their passions and purposes. As business owners, we’ve come to believe in the adage of “do what you love and outsource the rest.” We believe in being our clients’ outsourced Chief Investment Officers.
From a numerical perspective, working with a comprehensive financial advisor (not just someone who invests your money) can add the equivalent of 3% additional return per year¹ and help investors achieve a 22.6% higher level of spending in retirement.²
1. Vanguard, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha,” 2016
2. Morningstar, “Alpha, Beta, and Now… Gamma,” 2013
Our Blog Posts
Join us as we share our thoughts on planning, the markets, and other bits of research that spark our curiosity.
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These posts are for educational purposes only, and are not to be construed as an offer to sell, or the solicitation of an offer to buy, securities. We often display hypothetical results based on backtests. The results of our simulations should not be relied upon for predicting future performance and is not a guarantee of actual performance.
I'll admit that I struggled with the title -- surely there's a better pun to be used here, but it eludes me. In all seriousness though, a Charitable Remainder Trust (CRT) can be a powerful financial planning tool, especially when certain tax and estate scenarios are...read more
This week we've been helping a client roll an old 401(k) into her new plan with her current employer. In case you need a refresher, there are four options for your 401(k) -- or other qualified plan -- that you have when you leave a job: Leave it in the old company's...read more
Welcome back to the Targeted Wealth Solutions series on building your own financial plan. This is part 4 in the series and you’re in the home stretch. If you missed prior installments please feel free to check our previous blog posts at...read more
That's right. Math. Here's the deal: If you're an independent contractor or freelancer (no matter part-time or full-time), you've probably had some headaches over irregular income. The good news is that you can improve your budgeting and cash flow management...read more
I have a 2000 Toyota Tacoma. It may be the best thing since sliced bread (unless you ask my wife, who I have a feeling rolls her eyes behind my back as I exhaustively list the virtues of the truck). The top coat is fading or completely missing in some spots --...read more
If you enjoy budgeting (or use a budgeting app), then you can skip most of this section. We'll touch a little on the decision to accelerate payments on toxic debt (to pay it off faster) toward the end of the post, so be sure to check out that information. The...read more
Welcome to the first installment of the do-it-yourself financial plan! We're excited that you're joining us, and we hope you'll find this course practical and relevant... and perhaps a little entertaining. To get things started, check out the introductory video where...read more
The family and I try to go to Salida, Colorado as frequently as logistically possible with small children. If you've never been, it's a pretty awesome place... rivers, mountains, pastures, patios with good beverages... all the good things, really. One of the key...read more
As you may know, we work for many military and veteran families. As veterans ourselves, we take a lot of pride in offering fiduciary advice and planning for our veteran community. Retirement is usually at the forefront of financial planning, and the Thrift Savings...read more
Well, it wasn't long until some of the other names in financial literacy and personal finance jumped in on the "save twice your salary by 35" debate. An author on Morningstar recently proved how you could feasibly accomplish such an endeavor -- you can read about it...read more
If you've read any of our posts (or talked to us), you probably realize that we like numbers. Personally, I blame childhood time spent with the PBS show Square One... and especially episodes with the Mathnet segment. Flying fighters seemed to to feed the numerical...read more
Protected: Toilet paper and bonds (or why those “safe” investments don’t feel very safe in your portfolio right now)
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Investment advisory services are offered through Targeted Wealth Solutions, LLC, a registered investment adviser offering advisory services in the State of Colorado and other jurisdictions where registered or exempted. Registration as an investment adviser does not imply a certain level of skill or training.